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Offer-Stage Due Diligence

Offer-Stage Due Diligence Guide for Canada: From strata minutes and title search to permits and holding costs

Before submitting an offer, buyers should review not only price and visible condition, but also documents, title, renovation history, and future holding costs.

10

review items

6

research articles

1

address-level report

溫暖木質與大片採光的獨棟住宅外觀
樹蔭街道與宜居社區步行環境
加拿大感的低密度住宅社區與日常生活氛圍

Four risk groups to read before you make an offer

When evaluating a specific property, relevant information often sits across strata documents, title records, renovation history, insurance, and closing costs. A clearer review sequence helps buyers bring those signals together.

Strata / Reserve Fund

Condo documents and building finances

The real issue is not just the monthly fee. It is whether strata minutes, reserve fund strength, and special levy signals point to near-term cash calls.

Title / Easement

Title and use restrictions

Title search can surface easements, restrictive covenants, and usage limits that shape renovation, rental, and resale flexibility.

Permit / Inspection

Permit and renovation risk

A polished interior does not mean prior work was properly permitted or inspected. Buyers should verify this before closing.

Closing / Holding Cost

Closing and holding-cost reality

Legal fees, adjustments, insurance, taxes, and longer-term holding costs often matter more than a buyer expects during offer planning.

Further Reading

Further reading by risk category

These articles are organized around common offer-stage review questions, including documents, title, permits, closing costs, and offer conditions.

final walkthrough交屋前查核

Final walkthrough: what to catch on the last visit before closing

Open article
strata minutesreserve fundspecial levy

Strata minutes, reserve fund, special levy: condo document review

Open article
title searcheasementrestrictive covenant

Title search, easement, restrictive covenant: title-risk review

Open article
permitfinal inspection未申報裝修

Permit: unpermitted work and final inspection risk

Open article
closing cost保險調整款

Closing cost: the cash math buyers should price in early

Open article
offer conditions融資驗屋

Offer conditions: what to keep and what not to waive

Open article
Neighbourhood lifestyle and walkable community scene

Review Sequence

Suggested reading order

01

Start with offer conditions

Clarify which conditions should stay in the offer and which checks can be moved earlier.

Open article
02

Move into strata and title review

Condo documents and title restrictions should be reviewed together, not as separate afterthoughts.

Open article
03

Finish with permits, walkthrough, and closing math

Before you commit, tie together the last physical checks and the real cash requirements.

Open article

Property-Specific Review

If you already have a target address, review the property at address level

PropertyLens can help organize transaction history, title context, permit clues, location conditions, and holding-risk signals into one property-specific view.

If you already have a target address, generate a PropertyLens report to consolidate the risks above.